Nepal Salary Tax Calculator — FY 2082/83 & 2083/84

Monthly Gross Salary

Basic = 60% of gross (common employer practice, not statutory)

₨

₨ 0₨ 50,00,000

Retirement Contributions

₨5,00,000/yr hard cap applies

Social Security FundEmployee 11% + Employer 20% — skips the 1% social-security tax

My salary already includes the employer 20% SSF (CTC)Loaded gross — full 31% deducts from take-home (matches most offer letters)

Basic ₨ 90,000

CIT ContributionMax: ₨ 13,767/mo

₨ 0₨ 13,767₨ 13,767

Above ₨1,25,000 gross, the ₨5L hard cap limits retirement room — earning more means less CIT space.

Tax Deductions

Life Insurance₨ 40,000/yr cap

Health Insurance₨ 20,000/yr cap

Building InsuranceUp to ₨ 5,000/yr

Donation (annual)

Max: ₨ 90,000 (lower of ₨1,00,000 or 5% of taxable)

Dashain / Festival Bonus (annual)

Taxable income paid once a year — legal min ≈ 1 month basic

Filing Status

Monthly In-Hand

₨94,167

Annual In-Hand

₨11,30,000

Effective rate: 13.1%

Monthly Breakdown

Gross Salary

₨ 1,50,000

SSF deduction

−₨ 27,900

CIT

−₨ 13,767

Monthly TDS

−₨ 14,167

In-Hand

₨ 94,167

Retirement Contributions

Going to your future self every month

Employee share (11%)

₨ 9,900

Employer share (20%)

₨ 18,000

Total to SSF (31%)

₨ 27,900

SSF

₨ 27,900

CIT

₨ 13,767

Total

₨ 41,667

Tax Slab Waterfall

How your income falls across tax bands

1% SST₨ 0

₨ 5,00,000

10%₨ 20,000

₨ 2,00,000

20%₨ 60,000

₨ 3,00,000

30%₨ 90,000

₨ 3,00,000

Annual Taxable₨ 13,00,000

Annual Tax₨ 1,70,000